Dubai · Roseau · Since 2003
+971 58 645 3924services@whinchesterpowerhouse.co.ukGet FREE Assessment
  1. Home
  2. Residency by Investment
  3. Malta Residency by Investment
Residency by Investment

Malta Residency by Investment

The Maltese Residency by Investment program started accepting applicants in 2016.

Minimum Investment€472,000
Time to Residency3-4 Months
Visa-free Access29 Countries

Malta Residency by Investment Requirements

Malta Residency by Investment

To be eligible to apply for this program, you must be over 18 years old, in good health and without a criminal record.

Applicants are also required to contribute to the economic development of Malta, own or lease property in the country and invest in government stocks or bonds.

Malta Residency by Investment
Residency by Investment · Malta Residency by Investment

Who Can Apply

Main Applicant Requirements

  • 18+ years of age
  • Good health
  • No criminal record
  • Successfully pass due diligence checks
  • Confirmed investment sources

Eligible Dependents

  • Spouse of the main applicant
  • Children (biological or adopted) under 29 years
  • Dependant parents of 55 years of age or above

Malta Residency by Investment Benefits

Health & Education

You and your family are entitled to study in schools or universities in Malta. You will also have access to world-class healthcare systems and services.

Permanent resident status

As a resident of Malta, you will enjoy living in a stable political climate in a highly respected country.

Dual Citizenship permitted

There is no need to renounce your current citizenship(s), and your home authorities are not notified of your new citizenship.

Tax relief

Malta has one of the lowest taxation rates in Europe with no foreign income tax, inheritance tax and withholding tax on interest earned.

Guaranteed by law

The program is based on the law & is guaranteed by the government since 2016.

Costs of Malta Permanent Residency

The MPRP requires applicants to make a qualified investment, however, the process in Malta is a bit more flexible as it allows applicants to customize their investment portfolio as long as they meet the minimum in each band. Malta requires applicants to invest in a hybrid setup of investments, consisting of a real estate investment and a government contribution. The real estate part of the investment is the most vital, as an applicant's choice here will affect the government contribution amount. Applicants can choose to purchase or rent real estate, and based on that decision, they will also pay a higher or lower government contribution as follows:

Purchase real estate

Minimum Property InvestmentEUR 375,000
Property rent per annumEUR 14,000

Government Contribution

If purchasing a propertyEUR 37,000
If leasing a propertyEUR 37,000

NGO Donation

Donate to a local philanthropic, cultural, scientific, artistic, sport or animal welfare NGO registered with the Commissioner of Voluntary Organisations.

Minimum DonationEUR 2,000

Administrative Fees

Main applicantEUR 60,000
Each dependent other than spouseEUR 7,500

Financial Eligibility Criteria

You must demonstrate one of the following:

  • Total assets of at least €500,000 with €150,000 minimum in financial assets
  • Total assets of at least €650,000 with €75,000 minimum in financial assets

Application Process For Malta Permanent Residency

The expected timeframe for the application process is 3-4 months. The first stage of the document collection can differ in length depending on the applicant's ability to gather the documents. Our team guides this process with samples and best practice advice. The reviewal stage is subject to the respective government schedule and can be impacted by factors which we, as authorised agents have no control over. We collaborate with the government throughout the entire process, and we aim to provide the quickest and smoothest experience for the applicant.

01

Pre-screening & documents

We will pre-screen your passport copy for Government pre-approval to ensure fast processing. We require you to make a down payment of our professional fees to open your application. Then we will help and advise you on collecting the necessary documents and completing the government forms. You are entitled to a temporary one-year residence permit from the date you apply.

02

Property selection

We will guide you to the Maltese property that fully satisfies your requirements and start preparing the property purchase or rent documentation required to be presented for your Residency application.

03

Application submission

The application and the supporting documents are submitted and some of them will be subject to due diligence checks. You're required to pay EUR 5,500 to cover the costs (this amount is included in the one-time administrative fees).

04

Government due diligence

The due diligence will be performed by the Maltese government and on completion, a decision will be made to either grant permanent residency, decline or request further documentation from the applicant before deciding.

05

Approval in principle

An approval in principle letter will be issued by the government if successful.

06

Fees & property completion

You're required to pay the remaining part of the administrative fee. Additionally, you will need to purchase or rent property in Malta. We will prepare property rent or purchase documents to complete on the purchase.

07

Biometrics in Malta

A trip to Malta is required to submit your biometric data. Malta's permanent residence cards are granted for five years with the possibility of extension.

08

After five years

You will no longer be obliged to cover the maintenance costs for your property after five years and if necessary, you will be able to terminate your rental contract or sell your Maltese property.

Visa-free Countries for Malta Residency

When you become a permanent resident of Malta, you get visa-free circulation in the Schengen Area.

Visa-free and visa-on-arrival countries: 29 Countries & Territories

Start today

Ready for a Second Passport?

Gain the freedom to travel, conduct business, and live without limitations. A second passport opens doors to global mobility, new investment opportunities, and a secure future for you and your family. Discover how we can help you unlock a world of possibilities.